A young man gets entangled in a kidnap-for-ransom situation. He offers the kidnappers all his hard-earned money to save the victim, believing that her wealthy Filipino-Chinese family could easily repay him, or so he thought.
The bubbly yet unlucky Heart finds her lucky charm in Saul, a no-nonsense businessman who gives her an offer that's difficult to refuse. Carrying on a pretense, Heart and Saul discover the value of love and life as romance blossoms between them.