Caleb Hammer has the conversations that he wishes someone had with him a decade ago.
21 Year Old Makes Only $16 a month
26 Year Old Has 9 MAXED OUT Credit Cards
Professional Model Has $250,000 in Student Loan Debt
Spending 10% of Monthly Income on Coffee
Having EVERY Bad Debt Imaginable
Quit Job AND Dropped Out Of School
$1,000/Month Car Making $15 An Hour
Spending All His Money Going Out
$2,015 Rent With No Job
Car Debt Is 50% of Her Income
Spends All His Money On Fast Food and Cars
$11,000 In Taxes Due In 30 Days WITH NO MONEY
Taking Out TWO Payday Loans
Paying Off Car and Student Loans??
Lost All His Money On Meme Stocks And Crypto
Sister Took Out Car Debt In Her Name?
Being Hunted Down By Debt Collectors
